Abesifazane Abasengozini Enkulu Yokungakwazi Ukuthatha Umhlalaphansi

A BAMBA MahhalaRelease 6 | eTurboNews | eTN
Isithombe sikaLinda Hohnholz
Ibhalwe ngu Linda Hohnholz

Abantu besifazane kudala basalela emuva kwabesilisa ekutheni bangakwazi ukonga malini ukuze bathathe umhlalaphansi, kodwa inhlolovo entsha ye-TIAA iveza ukuthi ubhubhane lwalikhulisa kanjani igebe.

Ucwaningo Lwezempilo Lwezezimali lwe-TIAA lwango-2022 lugqamisa inkinga:

• Cishe owesifazane oyedwa kwabathathu (31%) owongela umhlalaphansi, uma kuqhathaniswa nama-44% amadoda.

• Abesilisa abaningi (35%) bazizwa beqiniseka ukuthi basendleleni yokuphila ngokunethezeka ngesikhathi sokuthatha umhlalaphansi ngaphandle kokuphelelwa imali, uma kuqhathaniswa namaphesenti angu-19 abesifazane. Kunhlolovo ye-TIAA yango-2013, izinga lokuzethemba lobulili ngalunye lokuthi bonga ngokwanele yini ukuya kumhlalaphansi lihluka ngamaphesenti angu-9 kuphela.

• Sekukonke, u-80% wamadoda wonge imali ethile yokuthatha umhlalaphansi, uma kuqhathaniswa nama-63% abesifazane. Lokho kwehluke kakhulu kunedatha yango-2017 eqoqwe yi-US Census Bureau's Survey of Income and Program Participation (SIPP). Ilinganise ukuthi abesilisa nabesifazane abaneminyaka yobudala engama-55 kuya kwengama-66 banazo yini izimali zabo zomhlalaphansi zomuntu siqu futhi yathola umehluko wamaphesenti angu-3 kuphela.

“Abesifazane manje babhekene nengozi enkulu yokuthi bangakwazi ukuthatha umhlalaphansi noma baphelelwe yimali uma benza kanjalo,” kusho uSnezana Zlatar, inhloko ye-TIAA ye-Advice Solutions. "Lapho le nkinga ikhula, siyancipha ukuthuthuka kwabesifazane nomphakathi wonkana."

Inkampani ezimele yocwaningo yenze ucwaningo lwe-TIAA, yavotela abantu baseMelika abangu-3,008 abaneminyaka engu-18 nangaphezulu ngezihloko eziningi zokuphathwa kwezimali.

Okutholakele kugcizelela esinye isibalo esimangalisayo: Uma abesifazane sebeyekile ukusebenza, imali yabo yokuthatha umhlalaphansi kanye nokutshalwa kwezimali kukhiqiza imali engenayo engaphansi ngo-30% kuneyabesilisa, ngokusho kwe-Organisation for Economic Co-operation and Development (OECD).

Lo bhubhane wenze izinto zaba zimbi kakhulu, njengoba cishe abesifazane abayizigidi ezimbili bashiye abasebenzi kusukela ngo-2, ngokusho kwe-US Bureau of Labor Statistics. Abesifazane abaningi kwakudingeka basize ekukhuliseni izingane noma ekunakekeleni izihlobo esezikhulile, kodwa ingxenye enkulu yeholo labo ababelahlekele kanye nemali ababeyilondolozile ngeke iphinde itholakale.

Akumangalisi ukuthi inhlolovo ye-TIAA iphinde yathola ukuthi abesifazane abaningi (29%) kunabesilisa (19%) banenkinga yokukhokha izikweletu zanyanga zonke, okuhlanganisa izinsiza, irenti, izinkokhelo zemalimboleko namakhadi esikweletu.

Futhi nakuba bobabili abesilisa nabesifazane bethi bangathanda ukusebenza nabahleli bezezimali noma abeluleki bezokutshalwa kwezimali, bangama-22% kuphela abesifazane abakwenzayo, uma kuqhathaniswa nama-36% amadoda, okubonisa esinye futhi isithiyo esingaba khona kwabesifazane bezempilo yezezimali.

Imiphumela yenhlolovo iqinisa isizathu sokuthi i-TIAA ijoyine amandla ngasekuqaleni kwale nyanga nabadlali nabaqeqeshi abanethonya kakhulu ku-WNBA kanye ne-NCAA ukuze kugqanyiswe igebe ekulungeleni kwabesifazane ukuthatha umhlalaphansi. Umzamo omusha uzosiza ukukhuthaza, ukufundisa futhi inselele wonke umuntu ukuthi #retireinequality.

"Kuyaphuthuma kakhulu ukuthi abesifazane baqonde izivunguvungu eziningi ababhekana nazo ngaphambi kokuthatha umhlalaphansi ukuze bakwazi ukuthatha izinyathelo zokunciphisa ngokushesha okukhulu," kusho uZlatar. “Kunezindlela ezehlukene zokuthi abesifazane bathole usizo, njengokubamba iqhaza ezinhlelweni zokuthatha umhlalaphansi ezixhaswe ngumqashi kanye nezinhlelo zempilo enhle ngokwezezimali, nokuba negalelo ekuxazululeni izixazululo zemiholo eqinisekisiwe impilo yonke ukuze bagweme ukuphelelwa yimali ngesikhathi somhlalaphansi.”

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Isithombe sikaLinda Hohnholz

Linda Hohnholz

Umhleli omkhulu we eTurboNews ezinze eTN HQ.

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