Abantu baseMelika banciphisa iholidi, ukuhamba ngenxa yokwehla kwamandla emali  

Abantu baseMelika banciphisa iholidi, ukuhamba ngenxa yokwehla kwamandla emali
Abantu baseMelika banciphisa iholidi, ukuhamba ngenxa yokwehla kwamandla emali
I-avatar kaHarry Johnson
Ibhalwe ngu UHarry Johnson

Ngokwesilinganiso senani likaphethiloli e-US lidlula u-$5 ilitha ngalinye, imibiko yamaholide akhanseliwe kanye nokwehla kokuhamba ngokungcebeleka isematheni.

Imiphumela yocwaningo olusha lokwehla kwamandla emali yabathengi yabantu abadala abangu-600, abaneminyaka engu-18+ ebonisa indlela abantu abalungisa ngayo indlela yabo yokusebenzisa imali nemikhuba yokuhamba ngenxa yokwehla kwamandla emali, ikhishwe namuhla.

Ngokwemiphumela yocwaningo, abangaphezu kuka-10% (10.5%) babike ukuthi basusa konke ukuthenga okungabalulekile futhi abangaphezu kuka-70% (71.67%) bathi benze okungenani izinguquko ezithile emikhubeni yomuntu siqu yokuhamba.

Ngenkathi abanye abathengi benciphise ukusetshenziswa kwemali okungabalulekile, njengokuyodla ngaphandle kanye nokuhamba ngokungadingekile, abanye babike izinguquko ezinkulu kakhulu njengokweqa ukudla, ukonga amanzi, nokususa inyama ekudleni kwabo.

Abantu bazizwa benengcindezi enkulu yezimali njengamanje. Ngeshwa, lokhu akumangazi ngemuva kokuthi uMnyango Wezabasebenzi ubike ekuqaleni kwale nyanga ukuthi i-United States Consumer Price Index (CPI) ifinyelele eminyakeni engama-40 ngoMeyi.

Lapho ebuzwa ukuthi yikuphi ukwenyuka kwentengo emikhiqizweni ethengwa njalo noma ezinsizeni ezilimaze kakhulu abathengi, uphethiloli, igrosa, nezimpahla zokugqoka bekuphakathi kwezinto ezishiwo kakhulu. Bangaphezu kuka-50% (53.33%) bathi manje basebenzisa phakathi kuka-$101 - $500 ngaphezulu ngenyanga bethenga igilosa.

Njengoba isilinganiso sentengo kaphethiloli e-US sidlula u-$5 ilitha ngalinye okokuqala ngqa, imibiko yamaholide akhanseliwe kanye nokwehla kohambo lokungcebeleka isiqalile ukuba sematheni. Ngokwemiphumela yocwaningo, u-32% wabashayeli sebesebenzisa imali ephakathi kuka-$101 - $250 ngaphezulu ngenyanga bethenga uphethiloli, kanti u-13.5% ubike ukunyuka kwezindleko zanyanga zonke phakathi kuka-$251 - $500.

Ngokungeziwe kuphethiloli, igrosa, nezimpahla zokugqoka, abaphendula baqambe imikhiqizo yezingane, inyama, izinsiza, izimpahla zasendlini, ubisi, notshwala njengokungeza okuningi ezikweletini zabo zanyanga zonke.  

“Njengabasebenzi bamabhange, kubalulekile ukuthi sidalule lezi zimpawu zobuhlungu bezezimali kubathengi njengoba zihlobene nokwehla kwamandla emali,” kusho u-Anthony Labozzetta, uMongameli kanye ne-CEO, i-Provident Bank. “Ngokufana nalolu bhubhane, yisikhathi sokuthi izikhungo zezezimali zisukume zisebenze namakhasimende azo ngendlela engcono kakhulu yokubasiza ukuthi badlule kulezi zikhathi ezinzima.” 

Lapho bebuzwa ukuthi yiziphi izinguquko abaye bazenza ezinhlelweni zokuhamba kanye nemikhuba yokushayela ngenxa yokukhuphuka kwezindleko zikaphethiloli, abaningi babika ukuthi behlisa noma baqeda uhambo olungadingekile ngokukhansela amaholide onyaka, ukuvakashela umndeni izikhathi ezimbalwa, noma ukuhlanganisa ukuphuma okudingekile njengokuthenga igrosa nokuya kodokotela ukuba bahambe. uhambo olulodwa. Izindikimba ezivamile phakathi kwezimpendulo zazihlanganisa ukulahla izimoto zabo zivumelane nokuhamba ngezinyawo noma ukugibela amabhayisikili, ukukhulisa ukusebenzisa kwazo izinto zokuhamba zomphakathi, nokuhweba ngezimoto ezindala ukuze ziyonge kakhulu uphethiloli.

Okutholakele Okwengeziwe Kocwaningo: 

  • Cishe uhhafu (46.33%) wabaphenduli bocwaningo babike ukuthi basebenzisa amakhadi esikweletu ngaphezulu kancane noma kakhulu ekuthengeni okujwayelekile uma kuqhathaniswa nonyaka odlule.
  • Kubantu abadala abangu-600 abaphothule ucwaningo, cishe u-41% (41.17%) uthe bafaka imali encane ekongeni kwabo. Kulelo qembu, cishe ama-38% (38.46%) abike ukuthi anemali engaphansi kuka-$1,000 ku-akhawunti yokonga yomuntu siqu.
  • Yize kunemizabalazo ekhona, abangaphezu kwesigamu (57.83%) bathi bakholwa wukuthi bazobe bengcono kulesi sikhathi ngonyaka ozayo.

Mayelana nendlela abathengi abalondoloza ngayo ekusebenziseni imali yomuntu siqu:

  • Ukuyeka ukubhema ugwayi.
  • Ukuthenga ezitolo ezinesaphulelo nokushintshela ezintweni ezijwayelekile/zesitolo.
  • Ukuthatha "imisebenzi eyinqaba" ukuze uthole imali eyengeziwe.
  • Ukusabalalisa ukuvakasha esaluni.
  • Ukulungisa ikhofi labo ekhaya.

Mayelana nokuthi abathengi balondoloza kanjani uhambo lomuntu siqu:

Mayelana umbhali

I-avatar kaHarry Johnson

UHarry Johnson

UHarry Johnson ube ngumhleli wesabelo se- eTurboNews iminyaka engaphezu kwengu-20. Uhlala e-Honolulu, eHawaii, futhi udabuka eYurophu. Uyakujabulela ukubhala nokubika izindaba.

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