I-IATA Pay iwuhlelo olusekelwa yimboni lokuthuthukisa inketho yokukhokha entsha yabathengi lapho bethenga ithikithi ngokuqondile kuwebhusayithi yendiza. Kwenziwe nokwenzeka yi-European Commission's Second Payment Services Directive (PSD2), kanye nomthetho we-Open Banking wase-UK. Le mithetho ikhuthaza ukusetshenziswa kwalokho okubizwa ngokuthi yi-direct debit transaction lapho izinkokhelo zikhokhwa zisuka ku-akhawunti yasebhange yekhasimende ziyiswe ku-akhawunti yasebhange yomthengisi. Le ndlela inikeza izinga eliphezulu kakhulu lokuphepha kubo bobabili umsebenzisi nomamukeli futhi ingaba khona manjalo.
I-International Air Transport Association (IATA) imemezele ukuphothulwa ngempumelelo komsebenzi wokuqala wokuthenga ithikithi le-“IATA Pay” endaweni yokuhlola bukhoma. Umsebenzi wenziwa ngokubambisana ne-ipagoo, inkampani yase-UK ye-fintech.
Iqhaza le-IATA ukuthuthukisa isixazululo semboni esivumela izinkampani zezindiza ukuthi zenze le nketho yokukhokha itholakale kumawebhusayithi azo. Ukuhlolwa bukhoma okwenziwa nge-ipagoo kwenziwa ngaphansi kohlaka lwe-Open Banking yase-UK nezinkampani zezindiza ezishayela i-IATA Pay, okuhlanganisa i-Cathay Pacific Airways, i-Scandinavian Airlines ne-Emirates.
Ezinkampanini zezindiza, izinzuzo ze-IATA Pay yilezi:
- Inketho yokukhokha eshibhile uma iqhathaniswa nezinye izindlela
- Kuphephe kakhulu
- Ukugeleza kwemali okusheshayo nenkokhelo esheshayo/eduze esheshayo eya kumthengisi
- Inqubo yokukhokha elula eholela ekulahlekeni kokuthengisa okumbalwa.
Kubathengi , izinzuzo zihlanganisa ukufinyelela endleleni entsha, elula yokukhokha evikeleke kakhulu.
“Abathengi banamuhla, futhi ikakhulukazi izinkulungwane zeminyaka, balindele izinketho eziningi zokukhokha ezihlanganisa iselula kanye nontanga-kuya-kontanga. I-IATA Pay iphendula kulokhu okulindelekile. Ngesikhathi esifanayo, izindiza zezindiza zizama ukuphatha izindleko ezibalulekile zokukhokha amakhadi - $ 8 billion ngonyaka futhi zikhuphuka. Ingxenye enkulu yalezi zindleko itholakala ekuthengeni okuqondile okuvela kumawebhusayithi ezindiza. Enye yezinhloso zamasu ze-IATA wukusekela ukusimama kwezimali kwezinkampani zezindiza okuhlanganisa nezindleko zokulawula,” kusho u-Aleksander Popovich, iPhini Likamongameli Omkhulu Wezinkonzo Zezezimali Nokusabalalisa kwe-IATA.
UCarlos Sanchez, oyi-CEO, ipagoo uthe: “Sijabule ngokuphothula umsebenzi wokuqala we-Open Banking bukhoma embonini yezindiza, esiza i-IATA kanye nezinkampani zezindiza ezingamalungu ayo ukuba zifinyelele imigomo yazo yokusebenza kahle nezezimali. ubuchwepheshe be-ipagoo buhlinzeka ngesevisi yasebhange evikelekile, yamazwe amaningi ye-IATA. Sihamba phambili ekuthuthukisweni nasekusunguleni izinto embonini yezezimali futhi sizibophezele ekusizeni amabhizinisi namakhasimende awo ukuthi asebenzise amathuba ahlinzekwa yi-Open Banking.”
I-IATA iphinde isebenze neDeutsche Bank ku-prototype yase-Europe (ngaphandle kwe-UK), iqala ngemakethe yaseJalimane, okulindeleke ukuthi ihlolwe ekuqaleni kuka-2019.
Ngemva kwalokhu, i-IATA izoqinisekisa umqondo ngenhloso yokunwebela kwezinye izifunda.
