Umshwalense wokuvakasha ungaba inethiwekhi yokuphepha kubahambi abavamile nabavamile ngokufanayo, onikeza isivikelo ekuguqukeni nasekujikeni okungalindelekile okungenzeka ngaphambi noma phakathi nohambo. Kusukela emithwalweni elahlekile kuya ezimeni eziphuthumayo zezokwelapha, inqubomgomo yomshwalense wokuhamba efanele ingadambisa imithwalo yezimali futhi inikeze ukuthula kwengqondo.

Uma ungakaqiniseki, sikunikeza konke odinga ukukwazi mayelana nokuthi kungani kubalulekile ukuthenga umshwalense wokuhamba wohambo lwakho lwasendaweni noma lwamazwe ngamazwe.

UYINI UMSHUWALENSE WOKUHAMBA?

Umshwalense wokuvakasha uyinqubomgomo ethengwa abahambi ukuze bakhokhele ukulahlekelwa okungalindelekile okube khona ngesikhathi sohambo, kusukela ekuphazamisekeni okuncane njengokulibaziseka kwemithwalo kuya ezindabeni ezinkulu ezifana nezimo eziphuthumayo zezokwelapha noma ukukhanselwa kohambo. Yonke inqubomgomo iyahlukahluka ngokuya ngekhava kanye nezindleko, kuye ngomhlinzeki, indawo okuyiwa kuyo, kanye nemisebenzi ehleliwe.

IZINZUZO EZISEMQOKA ZOMSHUWALENSE WOKUHAMBA

Lezi ezinye zezinto eziyinhloko ozitholayo uma uthenga umshwalense wokuhamba ohambweni lwakho lwamazwe ngamazwe noma lwasendaweni:

Ukuthola usizo lwezempilo: Mhlawumbe isici esibucayi kakhulu ukuthi sihlanganisa izimo eziphuthumayo zezokwelapha nezamazinyo phesheya, ezingabiza kakhulu ngaphandle komshwalense.
Ukukhansela Uhambo/Ukuphazamiseka: Uma kwenzeka udinga ukukhansela noma ukunqamulela uhambo lwakho ngenxa yezehlakalo ebezingalindelekile njengokugula, ukushona emndenini, noma ngisho nokulahlekelwa umsebenzi, umshwalense wokuhamba ungakubuyisela izindleko ezikhokhelwe kusengaphambili, ezingabuyi.
Ukuvikelwa Kwemithwalo: Lokhu kufakwa kunikeza isinxephezelo somthwalo olahlekile, owebiwe, noma owonakele.
Ukubambezeleka Nokukhansela Indiza: Ngomshwalense wokuhamba, izindleko ezengeziwe ezitholwe ngenxa yokubambezeleka noma ukukhanselwa ziyakhava.
Ukukhishwa Kwesimo Esiphuthumayo: Lokhu kukhokhela imali yokuhamba eya esikhungweni sezokwelapha ngenxa yesimo esiphuthumayo sezokwelapha futhi, ezimeni ezibucayi, ubuyele ezweni lakini.

IZINHLOBO EZAHLUKENE ZOMSHUWALENSE WOKUHAMBA EZUTHOLAKALA

Izinhlobo ezahlukene zezinkampani zomshwalense namabhange zihlinzeka ngezinqubomgomo eziningi ezahlukene. Nazi ezinye zezinqubomgomo zomshwalense wokuhamba ezidumile ezinikezwayo:

Umshwalense Wohambo Olulodwa: Lolu wuhlobo oluvame kakhulu lomshwalense wokuhamba, olukukhava ohambweni oluthile, kusukela ekusukeni ukuya ekubuyeni. Ilungele abahambi abathatha uhambo olulodwa noma kabili ngonyaka.
Umshwalense Wonyaka noma Wohambo Oluningi: Idizayinelwe abahambi abavamile, le nqubomgomo ihlanganisa lonke uhambo olwenziwa phakathi nonyaka. Yize kubiza kakhulu ngaphambili, kunganikeza ukonga okubalulekile kulabo abahamba izikhathi eziningi ngonyaka.
Umshwalense Wokuhamba Ngeqembu: Ilungele amaqembu ahamba ndawonye, njengokuhlangana kabusha komndeni, uhambo lwesikole, noma uhambo lwezinkampani. Lezi zinqubomgomo zinganikeza isaphulelo uma kuqhathaniswa nezinqubomgomo zomuntu ngamunye.

UNGASIFAKA KANJANI ISICELO

Uma kwenzeka udinga ukusebenzisa umshwalense wakho wokuvakasha, ukwazi inqubo yokufaka izicelo kungenza kube lula ukuzizwisa kwakho. Amadokhumenti abalulekile—gcina amarekhodi anemininingwane namarisidi azo zonke izindleko ezihlobene nesicelo sakho. Thinta umshwalense wakho ngokushesha ukuze umazise ngesimo sakho futhi uthole imiyalelo ngenqubo yokufaka izicelo, ngokuvamile ehilela ukugcwalisa ifomu lesimangalo nokulithumela kanye nemibhalo yakho.

INDLELA YOKUKHANSELA UMSHUWALENSE WOKUHAMBA

Izimo ziyashintsha, futhi ngezinye izikhathi, kuba nesidingo sokukhansela umshwalense wokuhamba. Kungakhathaliseki ukuthi kungenxa yokuthi kudingeke ukuthi ukhansele uhambo lwakho noma uthole inqubomgomo efanelekile, nansi kanjani ukukhansela yakho umshuwalense wokuhamba:

Buyekeza Imigomo Yokukhansela Inqubomgomo Yakho: Ngaphambi kokuthi uqhubeke, qonda imigomo eqondile yenqubomgomo yakho mayelana nokukhansela, okuhlanganisa noma yimiphi iminqamulajuqu noma izinkokhelo.
Xhumana Nomhlinzeki Wakho Womshwalense: Xhumana nawe ngokushesha lapho wazi ukuthi udinga ukukhansela. Lokhu ngokuvamile kungenziwa ngocingo, nge-imeyili, noma ngewebhusayithi yomshwalense.
Nikeza Amadokhumenti Adingekayo: Kungase kudingeke ukuthi unikeze isaziso esibhaliwe noma ugcwalise ifomu lokukhansela. Lungiselela ukunikeza inombolo yakho yenqubomgomo kanye nanoma yiluphi olunye ulwazi olubalulekile.
Landelela: Uma ungasitholi isiqinisekiso sokukhansela, landela umshwalense ukuze uqinisekise ukuthi inqubo iqediwe.
Ukubuyiselwa kwemali: Kuye ngokuthi ukhansela nini, ungase ufaneleke ukuthola imbuyiselo ephelele noma ingxenye. Izinqubomgomo zivame ukufaka isikhathi "sokubukeka kwamahhala", ngokuvamile izinsuku eziyi-10-14 ngemuva kokuthenga, lapho ungakhansela ukuze uthole imbuyiselo ephelele.

IMIGOBE YOMSHUWALENSE WOKUHAMBA OKUMELE UYIGWEME

Yize umshwalense wokuhamba ungaba nenzuzo emangalisayo, kunezihibe okudingeka uzigweme ngaphambi kokusayina amadokhumenti adingekayo futhi uthenge:

I-Underinsuring: Ukukhetha inqubomgomo eshibhe kakhulu kungase konge imali kusengaphambili kodwa kungabiza kakhulu ngokuhamba kwesikhathi uma ingahlangabezi izidingo zakho.
Ukweqa Okungafakwanga: Akuyona yonke imisebenzi noma izimo ezihlanganisiwe. Qaphela ukuthi yini inqubomgomo yakho engabandakanyi.
Ukwehluleka Ukudalula: Thembeka mayelana nezimo ezikhona ngaphambilini kanye nohlobo lohambo lwakho. Ukwehluleka ukudalula ulwazi olufanele kungaholela ezimangalweni ezinqatshiwe.

QINISEKA UKHETHA INQUBOMGOMO YOMSHUWALENSE WOKUHAMBA OKUFANELE

Ukukhetha umshwalense wokuvakasha ofanele kuyisinyathelo esibalulekile ekuhleleni uhambo lwakho, siqinisekisa ukuthi ukhavwe ngokwanele kunoma yiziphi izehlakalo ezingalindelekile. Le nqubo idinga ukuqonda okucacile kwezidingo zakho zokuhamba, okuhlanganisa izindawo ozozivakashela, imisebenzi ohlela ukuyenza, nanoma yikuphi ukucatshangelwa komuntu siqu noma kwezokwelapha. Okubaluleke ngokulinganayo umsebenzi wokuqhathanisa ngokucophelela okunikezwayo okuvela kubadayisi bomshwalense abahlukahlukene, ukunaka kakhulu imikhawulo yekhava, okungafakwanga, okudonswayo, kanye nesithunzi somhlinzeki womshwalense.

Ngokuthatha isikhathi sokuhlola izidingo zakho nokuhlola izinqubomgomo zomshwalense ezehlukene, ungakwazi ukuvikela uhlelo lomshwalense wokuhamba oluhlangabezana nezidingo zakho ezithile futhi lunikeze ukuthula kwengqondo kulo lonke uhambo lwakho.