ICoronavirus kanye ne-Outlook Yomnotho wase-Afrika Nangaphandle Kwayo

Ukuhamba kweprojekthi yethemba Ilungu uDkt.Walter Mzembi ubekhona kwi-webinar yi-International Monetary Fund (IMF) namhlanje ekuseni ngombono we-Afrika nge-Coronavirus. IProject Hope iyisinyathelo se- Ibhodi Yezokuvakasha yase-Afrika.

Nakhu ukuthatha kwakhe okuyisihluthulelo.

I-General Outlook
1. I-Afrika ibukeka icindezela ijika kuze kube manje. Kubukeka sengathi ingahle ibalekele ubhadane olubi kakhulu, kepha kuzofanele iqaphele ngakho.
2. Kungenzeka kwe-W Curve - okungukuthi, Kunethuba elihle lokuphinda livele leli gciwane, elingabona amathuba okuvaleka njalo. Amabhizinisi kudingeka ahlele ngokufanele.
3. Inhlokodolobha izobheka amazwe angashaywa kakhulu. Iminotho yaseNtshonalanga ishaywa kabi ngenkathi amazwe ase-Afrika, njll engashaywa kangako. IGlobal Capital ingagelezela lapho, uma singasebenza kahle ukuyidonsa.
4. Kulindelwe ukuhlaselwa ngokomzwelo nangokwezomnotho neChina. Kakade, amazwe nezinkampani basebenzela isu lokuzula kude neChina njengengxenye yamaketanga abo okuphakela. IJapan Govt isimemezele amaphakheji ezinkampani zayo ezibuyisa ikhaya lokukhiqiza. Amabhizinisi kudingeka akugcine lokhu engqondweni futhi asebenze ngokufanele.

Ukusetshenziswa kwemali ngokuzikhethela.
1. Kubantu ngabanye, ezempilo nezokuphepha kuzoba uNombolo 1 ku-ajenda yabo kusukela endaweni yesi-3 yesine. Kuzoba nokuchithwa kwemali ethe xaxa kule ndawo kanye nokwehliswa kwezinye izindleko zokuqonda.
2. Usayizi wethikithi lokusetshenziswa kwemali uzokwehla isikhashana. Abantu bazosebenzisa imali eshibhile kunezimpahla ezibizayo, noma babambezele ukuchitha isikhashana.
3. Ukusheshisa okukhulu emnothweni wedijithali. Yimfundo yasekhaya, ukuzijabulisa kwasekhaya, ukuqina kwasekhaya, njll
4. Ukwethembeka ukwethuka. Abantu ngeke bathembeke kakhulu kumikhiqizo njengoba ezinye izici zizothatha izintambo. Abantu bazoshintsha imikhiqizo ngokushesha ngenxa yezinye izinkathazo ezahlukahlukene njengokuphepha, njll.
5. Ukushoda kweTrust Trust. Kuzoba nokushoda kokwethembana phakathi kwababambe iqhaza njengabathengisi, amakhasimende, abasebenzi, ababoleki, amabhange, njll.

I-Liquidity ne-P & L.
1. Hlukanisa Izindleko Ezinhle Nezindleko Ezimbi
a. Izindleko ezinhle (Isb. Ukufakwa kwamakhompiyutha, izindleko zobuchwepheshe, ukumaketha kwedijithali, abasebenzi abahamba phambili, njll.) Zidinga ukufakwa ngci futhi kuvikelwe
b. Izindleko Ezimbi (Isb. Ihhovisi eliwubukhazikhazi, ukuchitha imali ngokungadingekile, abenza kabi, izindlela zokusebenza zomdabu) kudingeka zisuswe ngonya. Ungabi nemizwa ngamabhizinisi angewona awumongo. Gxila ebhizinisini eliyinhloko.
2. Yonga imali - Akudingeki ukuthi ube nehhovisi likanokusho, izimoto zikanokusho, amandla esisebenzi ngokweqile, njll. Susa yonke i-flab bese uncika.
3. Gcina ukuziphatha okuhle - ube nengxoxo engagunci futhi evulekile nabo bonke ababambiqhaza abanjengabahlinzeki, abasebenzi, njll bese uzama ukuthola indawo ephakathi nendawo, ukuze umthwalo wabelwane ngokufanele.
4. Lungela Ikusasa - Kule nkinga, kuzoba nabaphumelele futhi kube khona abahlulwayo. Labo abaqondisa kabusha isu labo bazoba ngabanqobi.

Isikhuthazo Sikahulumeni
1. Umnotho ubusesimeni esingesihle ngisho nangaphambi kwe-COVID. I-govt inendlela encane yokuhlinzeka ngesikhuthazo esikhulu.
2. Uhulumeni uhola kakhulu ngentela, ngokuhlangenwe nakho kokulahleka kuzophakanyiswa kanjani lokhu?
3. Ukungalingani sekucijile. Igebe phakathi kwabacebile nabampofu liye landa ngokwengeziwe. Uhulumeni udinga ukugxila kwezempilo nenqwaba yabantu. Uma kungenjalo, abantu abayizigidi ezingama-40 bangacwila enhluphekweni.
4. Uhulumeni kufanele ahlole imali yokuphrinta (Ukunciphisa okulinganiselwe), kepha kunemikhawulo lapha. Inemiphumela emibi efana ne-inflation, njll. Amazwe acebile anendlela ethe xaxa yokwehlisa okunjalo.
5. Uhulumeni kufanele agxile ekuthatheni imali eningi ngaphandle futhi enze izinguquko ukwenza lokho kube lula.

Umphumela wokuhlehlela emuva iChina
1. Kumazwe omhlaba kungahle kube khona ukuhlukumezeka okungokomzwelo nokwezomnotho ngokumelene neChina.
2. Amabhizinisi anamaketanga okuhlinzeka abadlula eChina azodinga ukukugcina lokhu emqondweni futhi azivikele futhi akhe ezinye izindlela.
3. I-Afrika kanye namabhizinisi ase-Afrika kudingeka azame ukuba ngabakhiqizi bezinkontileka zomhlaba, njengeChina. Badinga ukusebenzisa leli thuba ngobuhlakani.
4. Zonke izimali ezinkulu zengcebo nezimali ezabelwe abantu zizogcwala nge-Liquidity. Lokhu kukhishwa kwemali kudinga ukuhehwa.
5. Kuyo yonke imikhakha, kunezinkampani ezinhle nezimbi. Abaphathi kufanele batshale imali ngendlela efanele ekukhiqizeni nakubuchwepheshe besimanje, bathembeke futhi balunge kubo bonke ababambiqhaza, njll., Lezo zinkampani ezinokuphatha okuhle futhi ezibonisa isimilo esihle zizophumelela.

Thumela Ibhizinisi
1. Abathumeli emazweni ase-Afrika kudingeka bakhe ukwethembana. Badinga ukufeza izithembiso ezenziwe. Badinga ukuletha ngesikhathi futhi bahambise ikhwalithi ethenjisiwe. Akufanele benze izithembiso ezingalungile ukuze nje bathole ibhizinisi elithe xaxa.
2. Ibhizinisi lokuthekelisa lase-Asia selakhe ukuthembana nedumela elihle. Ngaphandle kokwe-checkered past (ikhwalithi ephansi, izingqinamba zamalungelo abantu, njll) bakwazile ukunqoba futhi bayawina.

Isitolo esidayisa yonke impahla, Ukuthengisa, njll.
1. Abantu abaningi bazokhetha ukuthenga ezitolo ezidayisa lapho kukhona umbono wokuphepha (isib. Ukuthuthwa kwendle, inhlanzeko, izixuku, njll.). Bazohamba kakhulu baye ezitolo ezinkulu kude nezimakethe. Abaningi bazothuthela ezitolo eziku-inthanethi. Abahlinzeki bezitolo ezidayisa yonke impahla nabo kudingeka bagxile kubathengisi abanjalo.
2. Amakhasimende nawo adinga ukuboshwa:
a. Izindawo zokudlela ezisezingeni eliphakeme zidinga ukunikeza amaphesenti aphezulu wenani lemali njengamakhuphoni ezipho okufanele asetshenziswe noma kunini kuze kufike kuDisemba 2020.
b. Izinkampani zezimoto kanye nemali ebolekwa imali kufanele inikeze izipesheli zokuthenga, uma kwenzeka ikhasimende liphelelwa ngumsebenzi ngonyaka ozayo.
3. Intengo idinga ukusondelwa kabusha. Abantu bafuna amanani ashibhile noma izimpahla ezishibhile.

Isitini Nosimende Kusetshenziswa Ngokuqonda
1. Izikole ezizimele zingahlasela kakhulu maduzane. Ezokuzijabulisa zingahamba ekhaya.
2. Ngenxa yalokhu, amathilomu nezindawo zokudlela zingabona ukwanda kwebhizinisi. Amaketanga amaningi asebenzisa izinyathelo ezinjengokuhlukaniswa komphakathi njengefenisha encane, njll, ukwakha ukuzethemba kubathengi.
3. Abathengisi abancane badinga ukuthumela umyalezo wokuphepha. Isb: Yiba nezicoci zokugeza, faka isaziso sokuthi akukho sisebenzi esivumayo se-COVID esitholakala esitolo, gcina ukuqhelelana komphakathi, njll.
4. Njengoba ezokuvakasha nezokuvakasha zizothuthuka kakhulu, ukuthenga okuxhunyiwe nakho kuzoshintsha. Ukuthenga okwenzeke phesheya kuzokwenzeka emakhaya. (Isb. Electronics, izimpahla zikanokusho, nezingubo, njll.,). Kepha ukuthenga okuhlobene nokuhamba kuzokwehla.

Amakethe Ezezimali
1. Kuzoba nokucekelwa phansi kwenani nokwakhiwa kwenani ezinkampanini ezahlukahlukene emkhakheni ofanayo.
2. Izinkampani ezisezingeni eliphakeme zezikweletu ezisezingeni eliphakeme zizokuthola kunzima. (kukhombisa ukuphathwa okuyingozi noma okungenangqondo)
3. Izinkampani ezisezikweletini eziphakeme zezikweletu zingase ziklonyeliswe, kepha kudingeka kuqashelwe. (kungakhombisa ukuphathwa okubukhali noma okunamandla)
4. Azikho izinkampani ezisezingeni eliphakeme ezikweletini ezivuzwa kangcono manje.
5. Yazi kabanzi nge-CEO nabaphathi nangezenzo zabo kanye nemisebenzi yabo.
6. Kuzozalwa ama-unicorn amasha. Labo ababambe iqhaza kwezokuphepha kwe-cyber, izinsizakalo zefu, izinsizakalo zemfundo eku-inthanethi, njll.

Amakethe Forex
1. Asikho isimo sosuku lwembubhiso (okusho ukuthi iDollar izoqhubeka nokukhuphuka njll). Izimo ezinjalo azibonakali zingokoqobo
2. Uhulumeni kufanele athenge uwoyela omningi ngangokunokwenzeka, njengoba amanani anjalo engeke abonakale esikhathini esizayo sikawoyela.
3. Njengoba ezomnotho zasentshonalanga zishaywa kakhulu kanti nomnotho wendawo awushaywa kangako kuze kube manje, kunemali eningi engenayo. Yingakho kunomhlangano emakethe. Lesi simo singashintsha ngokuya ngokusabalala kwesifo.
4. Qaphela ama-spikes abukhali emakethe. Kungcono ukugwema ama-spikes.

Umbono ngekusasa eliseduze
Izinkampani Ezinkulu
a. Ukukhathazeka okukhulu kubonwe kubasebenzi. Izinkampani zikhokha abasebenzi noma zivaliwe.
b. Ukulinganisa kwesokudla kuzokwenzeka
c. Ukuphepha kwabasebenzi namakhasimende kuba yiphuzu elibaluleke kakhulu.
d. Lokhu kungenzeka ngoba banemali ebekiwe, njll. Eyakhiwe eminyakeni edlule.

B. Amabhizinisi aphakathi naphakathi.
a. Kufanele basebenze ngezimali ezinkulu ezincanyana. Imali eyeqile ngokweqile iyakhishwa ebhizinisini isetshenziselwe izimpahla zomuntu siqu.
b. Amabhizinisi amancane akhipha imali eshisiwe athenge izimpahla zomuntu esikhundleni sokutshala imali kabusha ebhizinisini. Kunezici ezahlukahlukene nezisusa lapha.
c. Ngenxa yalokhu, abakwazi ukuhlangabezana nezindleko zemali ngisho nangenyanga ezayo.
e. Amabhizinisi aphakathi naphakathi kudingeka abheke ukuthi angakha kanjani ezinye izindawo ezigcinelwa amabhizinisi ukubekezelela ukuphazamiseka okunjalo.

"Force Majeure" kuzinkontileka
1. Ngabe kufanele kuphoqelelwe imishwana ye-majeure ukuthi idalwe ezinkontilekeni ezahlukahlukene ezinjengokuqasha, ukuphakela, njll? Kuzoholela ekumangalelaneni, kepha akusizi ngalutho ukungena ezinkantolo manje.
2. Onke amaqembu athintekile yile nkinga. Abaqashi, abanikazi bezindlu, ababolekisi / ezezimali, njll.
3. Amaqembu adinga ukuhlala ngaphesheya kwetafula athole indawo okuvunyelwana ngayo futhi anqume ngokuvumelana ngezindleko, ukuqashwa, njll. Kufanele kwabelwane ngomthwalo.

Umsebenzi Ovela Ekhaya Isimo
1. Kungenzeka ukuthi iningi labasebenzi lingavakasheli ihhovisi bese liqhubeka nokukhiqiza.
2. AbeTelecom kanye ne-ISP bazobe beculela uHalleluyia emabhange
3. Abazali bangakwazi ukunakekela izingane ngempumelelo enkulu. Kungaba namahora amnyama lapho kungazokwenziwa izingcingo, njll.,

Nethemba
Ngokwenhlolovo kaMcKinsey yosomabhizinisi ekhishwe ezinsukwini ezimbalwa ezedlule, ama-67% osomabhizinisi base-Afrika banethemba, ama-53%, kanti ama-37% kuphela osomabhizinisi base-Asia abanethemba.
Kubonakala kuyindlela emincane ye-U yeminye iminotho yase-Afrika. Kepha ukwehla akukapheli okwamanje.