ARLINGTON, TX, USA, January 29, 2021 /EINPresswire.com/ — Isizini yesiphepho ka-2016 kwakuyisizini yesiphepho ebiza kakhulu kurekhodi lase-Texas. Ngomhla ziyi-17 kuNdasa, 2016, i-Arlington, e-Texas yahlangabezana neziphepho zesichotho ezirekhodiwe ezingekho ngaphansi kwesithupha, esikhulu kunazo zonke esikhiqize isichotho esingamayintshi amabili nesigamu ububanzi. Isimo sezulu esiyingozi siqale ngoLwesine ekuseni, sawisa izingcezu ezinkulu zesichotho futhi samisa izindiza esikhumulweni sezindiza i-DFW. Lesi bekuyisiphepho esikhulu esicekele phansi imizi eminingi endaweni, ikhasimende lethu lingomunye wabanikazi bezindlu.
The umonakalo ophahleni kwaba nzima kangangokuthi ikhasimende lethu lafaka isicelo somshwalense wabanikazi bezindlu ngomhlinzeki walo womshwalense, i-State Farm. Ngemva kokufaka isimangalo somonakalo ophahleni, umshwalense wathumela isilungisi sakhe esihlole umonakalo wendawo futhi sathola ukuthi kwakungekho noma ngaphansi kwemali edonswa iklayenti lethu. Ngokungaboni ngaso linye ukuma komshwalensi wakhe, ikhasimende lethu lasiqasha futhi lacela ukucutshungulwa icala labo. Umklomelo we-appraisal ubuye izikhathi ezingu-80,000 inani lomonakalo ohlolwe ekuqaleni yi-State Farm.
I-State Farm ikhokhe ingxenye enkulu yomklomelo. Ukuze kuqoqwe ingxenye esele yomklomelo nenzalo kanye nezimali zommeli, ikhasimende lethu laphishekela umshwalense walo ngokufaka icala, lathi inkampani yalo yomshwalense yephule isivumelwano kanye nokwephulwa kweSahluko 541 seKhodi Yomshwalensi waseTexas, uMthetho Wezohwebo Okhohlisayo waseTexas ( DTPC), kanye noMthetho Wokukhokhelwa Okusheshayo kwe-Texas (TPPCA). Ukuze kuqashwe inzuzo yabo, abadayisi bomshwalense izikhathi eziningi benza imikhuba yenkohliso, bahlanekezela ngamabomu ulimi lwabo lwenqubomgomo ukuze bagweme ukukhokha isimangalo, basebenzise ukubambezeleka okungenangqondo ukugwema ukuxazululwa kwesimangalo, noma benze izimfuno ezingenangqondo mayelana nobufakazi bokulahlekelwa. Lokhu kubizwa ngokuthi a ukholo olubi umkhuba womshwalense.
Umshwalense weklayenti lethu uphendule ngesiphakamiso sokuthi isahlulelo esifingqiwe esiyingxenye kuzo zonke izimangalo zeklayenti lethu njengendlela yokugwema ukwephulwa kwenkontileka kanye nezifiso ze-TPPCA ezisekelwe esinqumweni seNkantolo Ephakeme yase-Texas e-Ortiz. I-State Farm yaphikisa ngokuthi bawukhokhile lo mklomelo ngakho-ke akukho ukwephulwa kwenkontileka noma izicelo zokwengeza inkontileka okusamele zilandelwe.
Ingabe Ukholo Olubi, Ishwa, Noma Kokubili?
Ukuze kuqhubeke isimangalo somthetho, ikhasimende lethu bekufanele libonise ukwephulwa kwenkontileka ngumshwalensi walo. Umshwalense ugomela ngokuthi ukwephulwa kwenkontileka kuyisidingo sokuqala sokholo olubi olusemthethweni, nokho abanikazi bepholisi baphikisa ngokuthi ukwephulwa kwenkontileka kuyimfuneko kuphela ekukholweni okungalungile uma isimangalo singakhaviwe.
Ngokuvamile, angeke kube khona isimangalo sokholo olubi lapho umshwalense enqabe ngokushesha isimangalo esingafakwanga. Kodwa-ke, ukwehluleka ukukhombisa ukwephulwa kwenkontileka akuzidambisi izimangalo zomnikazi wepholisi ezinenkolelo embi. Lokhu kusho ukuthi lowo ofakwe kumshwalense kumele akhombise ukukhava, hhayi ukwephulwa kwenkontileka. Akunakuphikiswa ukuthi isicelo sekhasimende lethu ngaphansi kwepholisi sakhandwa. Umshwalense uthole umonakalo, ngaphansi kwemali edonswayo lapho isimangalo silungiswa ekuqaleni.
Okuwukuphela kokuhlaziya okunobulungiswa nokuhluzekile komthetho okungaphambanisi ingqondo noma inqubomgomo yomphakathi yilolo olugcina isibopho somshwalense wokubhekana nomthetho onomshwalense ngokwethembeka lapho isicelo somshwalense sihlanganiswa. Abahlinzeki bomshwalense bamakhasimende ethu ukukhohlisa umthetho kuzobavumela ukuba bashaye indiva isibopho sabo futhi babambezeleke ngendlela ehlelekile, banqabe, noma bakhokhe kancane izicelo zomshwalense kuze kube yilapho lowo onomshwalense eqasha ummeli futhi athumele incwadi yesaziso sangaphambi kwecala elimangalela ukwephulwa kwenkontileka nokukholwa okungalungile, bese umane ucele ukulinganisa, ukhokhe umklomelo, futhi wenze buthaka isibopho senkontileka somshwalense kodwa futhi nesibopho sakhe esingokomthetho sezenzo zokholo olubi kanye nenqubo yokulungisa.
Ekulalelweni, abameli bethu baphikisana nalokhu okungenhla futhi baveza ukuthi umklomelo we-appraisal ophindwe izikhathi ezingu-80,000 kunesamba esahlolwa okokuqala yi-State Farm, kanye necala elilodwa (i-line-item veto) lomonakalo othile emklomelweni, kwaba ukwephula umthetho. isivumelwano nokholo olubi. Inkantolo yavuma futhi yasichitha isinqumo esifingqiwe sePulazi Lombuso ngazo zonke izizathu.
Texas Property Insurance Abameli
Ingabe isimangalo somshwalense womnikazi womuzi noma webhizinisi lakho sinqatshiwe? Singasiza. Imelela izinkulungwane zamakhasimende ngokumelene nezinkampani ezinkulu zomshwalense, abameli bethu bezicelo zomshwalense bavikela amalungelo omnikazi wepholisi ngobudlova. Ukubonisana kwethu kumahhala, futhi awusikweleti lutho size siwine icala lakho. Xhumana nathi namuhla.
UChris Flynn
I-Chad T. Wilson Law Firm
+ 1 832-415-1432
[i-imeyili ivikelwe]
Sivakashele ezinkundleni zokuxhumana:
Facebook
I-LinkedIn
