Ngisho noma etholakala amathuluzi okubonisa amanani entengo, iziguli eziningi zisashiywe ebumnyameni mayelana nezindleko zemithi kadokotela, ingxenye yabathengi ilahla imithi edingekayo ekhemisi, ngokocwaningo lwakamuva lwabathengi oluxhaswe yingqalabutho yezobuchwepheshe bezempilo uDrFirst.
"Lena indawo eyingozi empilweni yomphakathi," kusho uColin Banas, MD, MHA, isikhulu sezokwelapha sikaDktFirst. “Kwezinye iziguli, ikakhulukazi lezo ezinezimo zempilo ezingalapheki njengesifo sikashukela, isifo senhliziyo, nomfutho wegazi ophakeme, ukuyeka incwadi kadokotela kungaholela ezinkingeni zempilo ezimbi futhi babuyiselwe esibhedlela.”
Ukungabambeleli okuhlobene nezindleko kungase kube imbangela ehamba phambili yokufa e-US ngo-2030, ukudlula isifo sikashukela, umkhuhlane, inyumoniya, nesifo sezinso, ngokocwaningo olwenziwe yi-West Health Policy Center kanye ne-Xcenda. Ukuze uqonde kangcono udaba, u-DrFirst wenze inhlolovo kubathengi baseMelika abangama-200 mayelana nolwazi lwabo ngemiyalelo kanye nokubonisa ngale kwentengo.
Ucwaningo luthole ukuthi:
• Cishe uhhafu wabathengi (43%) bathi odokotela babo abazange baxoxe ngezindleko zikadokotela phakathi nezinyanga eziyi-12 ezedlule.
• Ingxenye (49.5%) ithi bayilahlile incwadi kadokotela phakathi neminyaka embalwa edlule ngoba ibibiza kakhulu.
• Cishe ingxenye yesine (24%) ithi isiyekile imithi yokwelashwa ngenxa yokuthi yayingasenakukwazi ukuyikhokhela
• Umthengi oyedwa kwabayi-10 (11%) ubika ukuthi uthatha imali engaphansi kwenani elinqunyiwe ukuze wonge imali
“Ukushaqeka ngezitika kusaqhubeka nokuba isithiyo ekulandeleni imithi ngendlela efanele, futhi asikho isizathu salokho,” kusho uBanas. “Iziguli akufanele nanini zimangazwe izindleko zemithi ekhawuntani yekhemisi. Amathuluzi okubonisa amanani entengo atholakalayo namuhla avumela abanikezeli bemithi ukuthi babone imininingwane yekhophi yeziguli zabo ngesikhathi sangempela ukuze baxoxe ngezindleko zemithi nezinye ezingase zibe khona.”
Ngaphezu kwalokho, iziguli zithi ziyazisa imibhalo eyabelana ngolwazi lwezindleko nokonga ukuze zisize ukugwema izinto ezingalindelekile. Ababambiqhaza baklelisa ngokuthola ulwazi mayelana nezindleko zabo eziphuma ephaketheni njengezibaluleke kakhulu (41%), kulandelwa ulwazi olujwayelekile mayelana nemithi (23%), amakhuphoni edijithali anciphisa izindleko (18.5%), kanye nezindleko zencwadi kadokotela uma benza kanjalo. ungasebenzisi umshwalense (18%).
"Ukunamathela emithini yemithi kuwumthwalo wemfanelo okwabelwana ngawo phakathi kwabahlinzeki bezempilo kanye neziguli, ngakho abahlinzeki kudingeka baqonde izindleko eziphuma ephaketheni kanye nezindleko zezinye izindlela zokwelapha ukuze babe nezingxoxo ezinengqondo neziguli futhi benze izinqumo ezinqumayo ezinolwazi," kusho uDkt. Ubhanana. "Futhi iziguli kufanele zibe nokufinyelela kolwazi lwe-copay yemiyalelo yazo kungakhathalekile ukuthi umhlinzeki wazo uxoxa nazo."
UDkt. Banas waphawula ukuthi i-DrFirst yenza inzuzo kanye nolwazi lwezindleko lutholakale kubahlinzeki neziguli. I-myBenefitCheck inika odokotela imininingwane emayelana nokuhamba komsebenzi ezindlekweni zikadokotela ngesikhathi sokuvakashela ehhovisi noma ngocingo, ngokusekelwe kumshwalense wezempilo weziguli, ukusiza ukukhetha imithi engakwazi ukuyikhokhela iziguli futhi kwandiswe amathuba okuthi iziguli zinamathele emithini yazo yokwelapha. U-DrFirst ube ngowokuqala embonini ukuhlinzeka ngokusobala kwentengo kubahlinzeki bezokunakekelwa kwempilo ekuhambeni komsebenzi okubhalwe nge-elekthronikhi futhi usecubungule ukuthengiselana okungaphezu kwezigidi eziyi-185 kuze kube manje. I-RxInform isiza ukwehlisa ukushiywa kwencwadi kadokotela ngokunikeza iziguli ulwazi lwe-copay, amavidiyo okufundisa, namakhuphoni ngemibhalo evikelekile ethunyelwa ngokuzenzakalelayo lapho imiyalelo ye-elekthronikhi isendleleni eya ekhemisi, esizuze amanani angaphezu kuka-90% wokwaneliseka kwesiguli.
Phakathi kwabathengi abangu-200 ababambe iqhaza ocwaningweni lwe-inthanethi, ama-52.5% ngabesilisa kanti ama-47.5% ngabesifazane. Iqembu leminyaka elikhulu kunawo wonke elimelwe lalingama-25-34 (28.5%), lilandelwa ngama-35-44 (27.5%), nangaphezulu kweminyaka engama-54 (17%).
