Ucwaningo oluhlanganyelwe olwenziwe yiDebt.com kanye neFlorida Atlantic University Business and Economics Polling Initiative (FAU BEPI) lukhombisa ukuthi abadala nabancane abaphendulile kudingeke ukuthi bakhiphe i-akhawunti yabo yokonga ngenxa yalolu bhubhane. UGen Z (oneminyaka eyi-18-24) wenze lokho kakhulu, ngo-72%, walandelwa yiSilent Generation (iminyaka engu-75 ubudala nangaphezulu) ngama-61%.
Izizukulwane ezintathu phakathi zenze kangcono ekugcineni ukonga kwazo ngesikhathi sodlame, kodwa izibalo zisaphathelene. Ingxenye kuphela yeMillennials (51%) ithole ukonga kwayo, kwalandelwa uGen Xers ngama-45%. Ngokuvamile, ama-Baby Boomers akwazile ukugcina ukonga kwawo kungashintshile, ngo-29% kuphela wama-Boomers athi akhiphe ukonga.
"Ukushaqeka komnotho kwalolu bhubhane - kanye nemiphumela yako yakamuva - kuthinta kakhulu abantu abadala nabancane kakhulu eMelika," kusho uSihlalo weDebt.com uHoward Dvorkin, CPA. “Abantu baseMelika abasebasha bebevele besalela emuva ngokwezimali futhi bebambezela imigomo yokuphila ngenxa yezinto ezifana nesikweletu semali mboleko yabafundi. Manje basemuva kakhulu ngenxa ye-COVID. Abagcini nje ngokuba nemali encane yokonga, kodwa amanani amakhulu aphinde abika ukuthi balahlekelwe yimali futhi bathatha isikweletu samakhadi ngenxa yalolu bhubhane.”
Abantu abasha baseMelika futhi yibona okungenzeka ukuthi bayeke ukukhokha amakhadi abo esikweletu ngesikhathi esithile phakathi nobhubhane. Ngaphezu kwesigamu sabaphenduli kuhlolo lwe-Gen Z (57%) bavumile ukuthi abakwazanga ukuhambisana nalezo zikweletu. Qhathanisa lokho no-17% kuphela wama-Baby Boomers kanye no-21% we-Gen Xers abasho okufanayo.
Ucwaningo luphinde lwembula ukuthi iSilent Generation ingase ingene buthule esikweletini samakhadi esikweletu. Umuntu oyedwa kwabathathu unesikweletu sekhadi lesikweletu esingaphezu kuka-$30,000, futhi cishe u-5% unemali engaphezu kuka-$50,000. Abangaphezu kwabangu-4 kwabayishumi bathwala izikweletu zekhadi lesikweletu nyanga zonke.
Umqondisi we-FAU BEPI uMonica Escaleras waphawula ukuthi umehluko awuveli nje ngeminyaka, kodwa nangendawo. “Izizukulwane ezincane nalabo abaseNyakatho-mpumalanga naseNtshonalanga bathatha izikweletu ezengeziwe zamakhadi okuthenga ngesikweletu,” kusho u-Escaleras. "Abantu baseNyakatho-mpumalanga naseNtshonalanga nabo babike inani eliphezulu lokulahleka kwemali engenayo ngenxa ye-COVID-19 uma kuqhathaniswa neNingizimu neMidwest."
Eqinisweni, abantu baseMidwesterners babonakala behamba kangcono kunozakwabo bezifunda cishe kuzo zonke izibalo. Ayemancane amathuba okuba bathole ukulahlekelwa imali engenayo, mancane amathuba okuba bathathe isikweletu sekhadi lesikweletu futhi bayeke ukukhokha, futhi mancane amathuba okuba bakhiphe imali ekongeni.
"Njengoba nje i-COVID-19 isabalale ngokungalingani ezweni lonke, ukonakala kwezimali nakho akulingani," kusho uDvorkin. “Zizonke izibalo ngenani esilikhokhile zisitshela okuthile, kodwa azilukhulumi udaba oluphelele.”
LOKHO ONGAKUTHATHE KULESI SIHLOKO:
- “Individuals in the Northeast and West also reported a higher percentage of income loss due to COVID-19 compared to the South and Midwest.
- Uma unemininingwane eyengeziwe yokwengezwa okungenzeka, izingxoxo zizofakwa kuzo eTurboNews, futhi ebonwe abantu abangaphezu kwezigidi ezi-2 abafunda, abalalelayo nabasibukayo ngezilimi ezingu-106 chofoza lapha.
- They were less likely to experience income loss, less likely to take on credit card debt and stop making payments, and less likely to take money out of savings.
