ngase ngivele ngicabanga ngokulahla ikhadi lami le-Gold SkyMiles American Express ngenkathi ngikhokhiswa imali yonyaka. Ikhuphuke yafinyelela ku-$95.
Isizathu esikhulu sokuthi ngifune ukuphuma ukuthi amamayela engiwahola kuDelta ngalelo khadi alahlekelwa inani. Ukwenyuka kwezimali kusanda kuvalwa isivumelwano. Ngizophinda ngibhekisise i-Citi / AAdvantage Mastercard yami, ezuza amamayela nge-American.
Angisenaso isiqiniseko sokuthi amakhadi enkampani yezindiza ayakufanelekela.
Enye inkinga ukuthi izinkampani zezindiza zinyusa imali ezikhokhiswayo ukuze zisebenzise amamayela amathikithi. Ithikithi lomklomelo elake latholakala ngenkokhiso encane lingabiza u-$100 noma ngaphezulu. Ngakho-ke amakhasimende akhokha imali engu-$95 ku-American Express ukuze azuze amamayela, bese ekhokhela inkampani yezindiza ukuze iwahlenge.
Khonamanjalo, izinkampani zezindiza zehlisa ukutholakala kwezihlalo zemiklomelo futhi zizama ukuphusha abathengi ohlelweni “lokukhokha ngamamayela” ngezinga lokushintshisana elibi lika-1 cent ngemayela. Futhi kulindelekile ukuthi inani eliyisisekelo lethikithi lomklomelo - ngokuvamile amamayela angu-25,000 wethikithi lasekhaya - lizokhushulwa kulo lonke.
Akumina ngedwa engicabanga ngalokhu. U-Tim Winship we-SmarterTravel.com ukholelwa ukuthi izindiza zonakalisa izinhlelo zazo ezihamba njalo, futhi ubhala ukuthi angase alahle amakhadi akhe ezinkampani zezindiza.
Okufanele ngikwenze? Ngicabanga ukuthi ngizoshintshela ekhadini le-American Express Blue Cash, ngokulandela iseluleko sika-George Hobica we-airfarewatchdog.com, noma ikhadi le-American Express Preferred Rewards, ngeseluleko somlamu wami, u-Ed. (Uyindoda enkulu. Umuntu ujwayele ukwenza akushoyo.)
Ikhadi le-Blue Cash libuyisela imiklomelo yemali ehlukayo, ngokusekelwe kulokho okuthengayo nokuthi uchitha malini. Futhi-ke ungasebenzisa leyo mali kumathikithi endiza. (Ngokungafani nendiza ethikithi lomklomelo, lezo zindiza zithola amamayela.)
Ikhadi Lemiklomelo Elithandwayo lizuza amaphuzu angashintshwa abe amamayela ezindizeni eziningi zezindiza noma amaphoyinti ezinhlelweni zokwethembeka zamahhotela. Ihlanganyela ezinye izithiyo zekhadi le-affinity, kodwa livumelana nezimo kakhulu.
Ngizofunda. Uma ufuna ukwenza okufanayo, i-Hobica ithumele ulwazi oluwusizo kakhulu mayelana namakhadi okubuyisela imali, eneshadi elibeka izinzuzo zamakhadi amamayela uma liqhathaniswa nekhadi lemiklomelo yemali ngaphansi kwezimo ezihlukene zokusebenzisa imali.
LOKHO ONGAKUTHATHE KULESI SIHLOKO:
- The main reason I want out is that the miles I earn on Delta with that card are losing value.
- If you want to do the same, Hobica has posted some very useful information about cash-back cards, with a chart laying out the benefits of a miles cards vs.
- So the customers pays the $95 fee to American Express to earn the miles, and then pays the airline to redeem them.
